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Any information or advice contained on this website is general in nature and has been prepared without taking into account your objectives, financial situation or needs. Before acting on any information or advice on this website, you should consider the appropriateness of it (and any relevant product) having regard to your circumstances and, if a current offer document is available, read the offer document before acquiring products named on this website. You should also seek independent financial, legal and taxation advice prior to acquiring any security or other financial, credit or lending product. Any currency references are in Australian dollars unless otherwise specified.

All securities and financial product or instrument transactions involve risks. Past performance of any product described on this site is not a reliable indication of future performance. This website may contain forward-looking statements, forecasts, estimates and projections. No member of the Australian Investment & Insurance Group represents or warrants that such forward statements will be achieved or will prove to be correct. Actual future results and operations could vary materially from those published herein.

Australian Investment & Insurance Group makes no representation or warranty as to the accuracy, completeness, timeliness or reliability of the contents of this website, and other than as required under consumer protection law, Australian Investment & Insurance Group accepts no  responsibility for errors or misstatements, negligent or otherwise and under no circumstances will Australian Investment & Insurance Group be liable for any loss or damage whatsoever caused by a user's reliance on information obtained from this website, including from use of tools and calculators.

Australian Investment & Insurance Group accepts no obligation to correct or update the information or opinions on this website. The information on this website may be based on assumptions or market conditions and may change without notice.

Australian Investment & Insurance Group specifically disclaims any liability (whether based in contract, tort, strict liability or otherwise) for any direct, indirect, incidental or consequential damages arising out of or in any way connected with the access to or use of this website.

The Australian Investment & Insurance Group may have interests in the securities and other financial, credit or lending products referred to in this website, including being directors of, or may have or may in the future act in various roles including as underwriter, dealer, broker, lender or financial advisor to their issuers and may receive fees, brokerage or commission for acting in those capacities. Further, the Australian Investment & Insurance Group or any of its related parties may buy or sell those securities and other products as principal or agent.